Having lower interest rates, and up to 0% down payment options. First Time Homebuyer Loans are available for those who have not owned in the last 3 years and make homebuying very affordable.

Designed to help lower income Americans with lower credit get into homes. FHA allows people who couldn’t normally qualify get into homes.

Guaranteed by the department of Veteran Affairs. Qualified individuals have no Mortgage Insurance and up to 0% down payment.

Being the most common mortgage. Conventional loans can have variable or fixed interest rates but cover a wide variety of options. Including being able to fund second homes, and investment homes.

Mortgages with up to 0% down payment required. USDA was created to promote buying of homes in rural areas.

Mortgages that are above the conforming loan limit of $726,200 are qualified as Jumbo loans. It is very similar to a conventional loan just bigger loan amounts.